Avici Card vs Gnosis Pay Card (August 2026)
You can't actually choose between these two — they don't operate in the same places. Gnosis Pay is EU-only and Avici covers the US, Australia, Asia-Pacific and rest-of-world, so in practice your region picks for you.
Last verified: 2026-07-23
These two don't overlap anywhere
There is no region where both cards are confirmed available, so a head-to-head rate table would be inventing a choice nobody actually gets to make. Avici Card is confirmed in US, AU, APAC, ROW; Gnosis Pay Card in EU. Your region decides this one, not the rate — so the scenarios below are framed that way.
Which one wins, and when
You're in the EU
Gnosis PayIt's the only one of the two available to you, and unlike Avici it does pay cashback — in GNO, tiered by how much GNO you hold.
You're in the US, Australia or Asia-Pacific
AviciGnosis Pay isn't available. Avici is, with a 0% FX markup and no cashback.
You want dollar-stable rewards
NeitherGnosis Pay pays in GNO, a volatile token whose value can move after you receive it. Avici pays nothing at all. If stable rewards matter, both are the wrong shelf.
Where to go next
FAQ
Can I use Gnosis Pay outside the EU?
Not per the data I've verified — Gnosis Pay is confirmed EU-only in this dataset. If that changes I'll log it dated on the change log.
Which has lower fees?
Both charge 0% FX, which is the headline fee for most people. Avici charges a one-time card issuance fee of $15 to $75 depending on tier and format.
Does Gnosis Pay's GNO cashback have a catch?
Two. The rate is tiered by how much GNO you hold, so the top rate needs a real position. And the specific programme behind those tiers has a stated end date of 2026-09-30, which needs re-checking at or before then.
Compare against every other card at your own spend on the calculator, or see all comparisons.