Crypto Card Report

Bybit Card vs Crypto.com Card (August 2026)

Another pair that doesn't overlap: Bybit's card is confirmed for Australia, Asia-Pacific and a specific rest-of-world list, and the Crypto.com card in this dataset is US-only — so region decides, not rate.

Last verified: 2026-07-23

These two don't overlap anywhere

There is no region where both cards are confirmed available, so a head-to-head rate table would be inventing a choice nobody actually gets to make. Bybit Card is confirmed in AU, APAC, ROW; Crypto.com Card in US. Your region decides this one, not the rate — so the scenarios below are framed that way.

Which one wins, and when

You're in the US

Crypto.com

Bybit's card isn't available to you. Crypto.com is — though at ordinary spend its paid tiers barely clear their own subscription cost.

You're in Australia or Asia-Pacific

Bybit

Crypto.com's card as modelled here is US-only. Bybit is confirmed available across Australia, Asia-Pacific and a named rest-of-world list.

You want to avoid subscriptions and lockups

Bybit

Every Crypto.com tier above the free one costs either a monthly subscription or a large CRO stake. Bybit's base tier pays 2% in USDT with no subscription.

You want stable rewards

Bybit

Bybit pays in USDT, a stablecoin. Crypto.com pays in CRO, its own token — which stacks reward-asset risk on top of issuer risk, since both tend to move together.

Where to go next

Bybit Card

Custodial · pays in USDT

Crypto.com Card

Custodial · pays in CRO

FAQ

Is the Bybit card available in the US?

No. It's confirmed for Australia, Asia-Pacific and a rest-of-world list including Argentina, AIFC, Georgia, Kazakhstan, Mexico, Brazil and Peru — not the US, and not the UK or EU.

Which pays more cashback?

It depends entirely on tier cost, not headline rate. Bybit's base tier pays 2% with no subscription. Crypto.com's 2% Plus tier costs $4.99/month and its 3% Pro tier costs $29.99/month, which at $1,000/month spend cancels almost all of the reward.

Are Bybit's VIP tier rates real?

The base 2% is confirmed. Bybit advertises up to 10% at VIP levels but doesn't publish per-level rates, so this site models the confirmed base rate and doesn't rank the unpublished ones.

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